Solutions for Different Industries

Making your spends more targeted & intelligent with UPI

Fuel Payments

Transport & Logistics

Fleet Expense Management


Land transport & Logistics fleet aggregators across industries

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Channel Incentives

Retail & Trade

Channel Partner Incentives


Wholesale & Retail trade for all organised products & services

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Corporate Reimbursements

Consulting & Advisory Companies

Expense Reimbursements & Benefits


Financial services, Insurance, Consulting, Information service activities

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Why Cotodel?

Everything you need to shift from existing prepaid cards/digital wallet solutions

Easier & Faster Onboarding

KYC is not needed for each beneficiary, with contractual and part-timers able to access payment solutions effectively

Higher Redemption Touchpoints

Biggest merchant acceptance network, with redemption at existing merchant UPI QR codes as well as POS Machines

Money never leaves your Bank A/c

No need to block funds in a 3rd Party’s bank account, with money not leaving your Bank A/c till the spend takes place

Convenient Form Factor

Redeem from any existing UPI app, with no requirement of issuing a card or downloading a new app on your phone